Terms of Service

Effective Date: June 5, 2026
Website: https://hrushikeshjetti.tech
Contact: support@hrushikeshjetti.tech

1. Introduction

Welcome to hrushikeshjetti.tech (“we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website, which includes a blog and online store for digital products.

By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website.

2. Website Description

Our website provides:

• Blog content: Articles, tutorials, and informational posts
• Online store: Digital products for purchase and download
• User accounts: registration for purchasing and accessing content

3. Eligibility

You must be at least 13 years old to use this website. If you are under 18, you may use our website only with the consent of a parent or guardian. We do not knowingly collect personal information from children under 13.

4. User Accounts

Account Registration:

When you create an account, you agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account

Account Termination:

We may suspend or terminate your account at any time for:

• Violation of these Terms
• Fraudulent or illegal activity
• Failure to pay for products
• Any other reason (with notice, where required)

You may delete your account by contacting us at support@hrushikeshjetti.tech

5. Digital Products and Purchases

What You’re Buying:

Our store sells digital products (e.g., downloads, software, guides, templates). These are not physical goods and cannot be returned or exchanged for physical items.

Payment Processing:

• We use Razorpay, Payhip, and Maxelpay to process payments
• All transactions are secured with PCI-DSS encryption
• We do NOT store your credit/debit card details
• Transaction records are handled securely by our payment gateways

Pricing:

• All prices are in Indian Rupees (INR) unless otherwise stated
• Prices may change at any time
• We will show the current price before you complete your purchase

Purchase Agreement:

By purchasing a product, you agree:

• You have read and understand what the product is
• You provide accurate payment and contact information
• You will use the product according to its license terms
• You are liable for all purchases made through your account

6. Refund and Return Policy

No Physical Returns:

Since we sell digital products only, we do not accept returns or exchanges for physical delivery issues.

Refund Eligibility:

Refunds may be granted in the following cases:

• Product not delivered: If you don’t receive your purchase within 24 hours
• Duplicate payment: If you paid twice for the same product
• Technical error: If the product is defective or unusable
• Fraudulent transaction: If the purchase was unauthorized

Refund Process:

• Contact us within 7 days of purchase: support@hrushikeshjetti.tech
• Provide your order number and reason for refund
• We will respond within 90 days as per DPDPA 2023 requirements
• Approved refunds will be processed within 7-14 business days

No Refunds For:

• You simply don’t like the product
• You changed your mind after downloading
• You found similar content elsewhere
• You failed to read the product description before purchasing

7. License and Usage Rights

What You Can Do:

When you purchase a digital product, you receive a non-exclusive, non-transferable license to:

• Download and use the product for personal purposes
• Access the product on multiple devices you own
• Use the product indefinitely (unless otherwise specified)

What You Cannot Do:

• Resell, redistribute, or share the product with others
• Copy the product for commercial purposes
• Reverse engineer or extract source code (unless licensed)
• Use the product for illegal activities
• Claim ownership of the product

Intellectual Property:

All products on our website are protected by copyright law. We retain all rights, titles, and interests in our content and products.

8. Blog Content

Information Accuracy:

• Blog content is for informational purposes only
• We do not guarantee the accuracy, completeness, or usefulness of any information
• Content may contain outdated information
• We are not responsible for any decisions you make based on blog content

No Professional Advice:

Blog content does not constitute:

• Legal advice
• Financial advice
• Medical advice
• Professional consultation

Always consult qualified professionals for specific advice.

9. User Conduct

You agree NOT to:

Illegal Activities:

• Use our website for any unlawful purpose
• Violate any laws, regulations, or third-party rights
• Engage in fraud, hacking, or cyberattacks

Website Abuse:

• Attempt to bypass security measures
• Access another user’s account without permission
• Spam, upload malware, or distribute harmful code
• Interfere with website performance or availability

Content Restrictions:

• Post harmful, offensive, or illegal content
• Impersonate another person
• Violate copyright or intellectual property rights
• Harass, threaten, or discriminate against others

10. Third-Party Services

We use the following third-party services:

Service	Purpose	Terms
Google Analytics	Website analytics	Google Analytics Terms
Google AdSense	Advertising	AdSense Terms
Razorpay	Payment processing	Razorpay Terms
Payhip	Digital product platform	Payhip Terms
Maxelpay	Payment processing	Maxelpay Terms

By using our website, you agree to these third-party services’ terms and privacy policies. We are not responsible for their practices.

11. Disclaimers

No Warranty:

Our website and products are provided “as is” and “as available” without any warranties, express or implied, including:

• No warranty of accuracy or completeness
• No warranty of fitness for a particular purpose
• No warranty of uninterrupted availability
• No warranty against defects or errors

Limitation of Liability:

To the fullest extent permitted by law:

• We are not liable for any direct, indirect, incidental, or consequential damages
• We are not responsible for any loss (financial, data, business, etc.)
• Our total liability to you shall not exceed the amount you paid for any product

External Links:

Our blog may contain links to third-party websites. We are not responsible for their content, practices, or policies.

12. Indemnification

You agree to defend and compensate us for any claims, damages, or expenses arising from:

• Your use of our website
• Violation of these Terms
• Violation of any third-party rights
• Your content or activities on our website

13. Data Protection (DPDPA 2023)

We comply with India’s Digital Personal Data Protection Act (DPDPA) 2023. Your personal data is protected as described in our Privacy Policy.

Your Rights:

• Access your personal data
• Correct inaccurate data
• Delete your data (by contacting us)
• Withdraw consent for data processing
• File grievances with us

14. Termination

We may terminate or suspend your access to our website immediately, without prior notice, for:

• Violation of these Terms
• Illegal or fraudulent activity
• Failure to pay for products
• Any other reason (with notice where required)

Upon termination, your right to use the website will cease immediately.

15. Differences from Paid Products

If you purchased a product, termination of your account does not affect your license to use products you’ve already purchased, unless:

• The product was used for fraudulent purposes
• You violated the product’s license terms
• We are required to terminate by law

16. Changes to These Terms

We may update these Terms at any time. The updated version will include a new “Effective Date.” We will notify you of significant changes via email or website notice.

Your continued use of the website after changes constitutes acceptance of the updated Terms.

17. Governing Law

These Terms are governed by the laws of India, including:

• Information Technology Act, 2000
• Digital Personal Data Protection Act, 2023
• Consumer Protection Act, 2019
• Relevant contract laws

Jurisdiction:

Any legal disputes shall be subject to the exclusive jurisdiction of courts in Hyderabad, Telangana, India.

18. Contact Information

For questions about these Terms:

Website: https://hrushikeshjetti.tech
Email: support@hrushikeshjetti.tech
Location: Hyderabad, Telangana, India

Grievance Officer:

For DPDPA 2023 compliance grievances, contact:
support@hrushikeshjetti.tech
We will respond within 90 days.

19. Additional Legal Notices

Payment Aggregator Compliance:

As per Payment Aggregator Guidelines from RBI India:

• All transactions are processed through authorized payment gateways
• We comply with KYC and fraud prevention requirements
• Transaction records are maintained as required by law

Digital Products:

• All digital products are licensed, not sold
• License terms apply to each product (check individual product pages)
• Unauthorized distribution is prohibited

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Acknowledgment

By using hrushikeshjetti.tech, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

If you do not agree to these Terms, please do not use our website.